Restaurant & Hospitality
Coverage as fast-moving as your kitchen.
Hospitality is high-traffic, high-turnover, and high-liability. We package property, GL, liquor, spoilage, and workers' comp into coverage that actually fits how a restaurant or venue operates — including delivery, catering, and off-premise events.
Who it's for
Designed for
Restaurants, bars, breweries, food trucks, caterers, hotels, and event venues.
"One slip in the dining room, one over-served guest, or one walk-in freezer failure can take a profitable concept under. Hospitality-specific coverage closes the gaps a generic BOP leaves wide open."
What it covers
Inside this coverage
- General liability and liquor liability
- Commercial property and equipment breakdown
- Food spoilage and contamination coverage
- Workers' comp for tipped and seasonal staff
- Hired & non-owned auto for delivery and catering
Trusted across the industry
Real coverage. Real members. Real outcomes.
Members & affiliated groups we serve
"They caught a missing liquor liability endorsement that would have nuked us after one incident at the bar."
"Mobile vendor policy that covers every event location — finally an agent who actually understands food trucks."
Brewery + taproom, $4M revenue
Audit found duplicate coverage, missing spoilage endorsement, and an under-limit liquor policy. Rebuild dropped premium AND increased real protection.
Straight answers
What Restaurants usually ask first
The objections we hear every week — answered honestly, without the sales pitch.
Is Restaurant & Hospitality the right fit for you?
Three quick questions. We'll point you at the right coverage — no commitment, no sales pitch.
- 1
- 2
- 3
What type of operation?
Frequently asked
Good questions, honest answers
Ready to protect what matters?
A real licensed advisor — not a call center — will reach out within one business day.