Oil, Gas & Energy Workers
High-risk work deserves coverage that doesn't flinch.
Offshore platforms, frac sites, and pipeline right-of-ways are some of the highest-paid and highest-risk jobs in America. Most standard carriers decline or surcharge them. We work with markets built for the patch.
Who it's for
Designed for
Oilfield workers, pipeliners, refinery operators, wind/solar techs, and traveling energy contractors.
"Standard life policies often exclude exactly the accidents most likely to end a patch career. We write coverage that pays on the job, off the job, and on the road in between hitches."
What it covers
Inside this coverage
- Term life with no occupational exclusions
- AD&D with offshore and high-altitude coverage
- Short- and long-term disability income
- Per-diem and rotation-friendly underwriting
- Critical illness and accident lump-sum policies
Trusted across the industry
Real coverage. Real members. Real outcomes.
Members & affiliated groups we serve
"Every other agent quoted me a surcharge or flat-out declined. Prometheus had a market that wrote me at standard rates."
"Knowing his AD&D covers the drive home from a rotation is the only reason I sleep at night."
1099 frac hand, age 31, individual disability
Crushed hand on location. Group coverage paid 8 weeks at 60%. Individual policy paid 100% of contracted income for 14 months until full duty release.
Straight answers
What Oilfield workers usually ask first
The objections we hear every week — answered honestly, without the sales pitch.
Is Oil, Gas & Energy Workers the right fit for you?
Three quick questions. We'll point you at the right coverage — no commitment, no sales pitch.
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What kind of work are you doing?
Frequently asked
Good questions, honest answers
Ready to protect what matters?
A real licensed advisor — not a call center — will reach out within one business day.